Gold Rate Calculator 2025 – Live 24K, 22K, 18K, 14K & 9K Price with Making Charges & GST
Are you planning to buy new gold jewellery this wedding season, Dhanteras or for some auspicious occasion? Or do you want to know how much money you will actually get by selling old gold? Then don’t trust the outdated rates quoted by jewellery shops! First, use our 100% free, accurate and instant Gold Rate Calculator 2025. It will show you today’s gold price per gram, making charges, GST, and the difference in buying and selling rates in just one click.
Whether you are looking for “gold rate calculator India“, “today’s gold rate calculator“, “gold rate calculator with GST and making charges“, “22K gold price calculator“, or “live gold rate calculator with weight“, this tool will give you complete transparency in as little as 3 seconds.
Why You Need a Gold Rate Calculator in 2025
Gold rates change daily in India, sometimes even twice a day. But you don’t have to worry about it. With this calculator, you can find out your exact gold price, but it depends on the city you live in. Sometimes gold prices vary by city, so check that first.
However, the final bill you pay at the jeweller is never just the gold rate × weight.
The actual price includes:
- Purity adjustment (24K vs 22K vs 18K vs 14K vs 9K)
- Making charges (8% – 25% of gold value)
- GST @ 3% on total (gold value + making charges)
- Buy/Sell margin (jewellers pay 3–6% less when you sell)
Without a proper gold rate calculator with making charges and GST, most people end up overpaying by ₹3,000 – ₹15,000 on a single purchase.
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How to Use the Gold Rate Calculator? Step-by-Step Guide
If you are planning to buy or sell gold jewelry, accurate calculation is very important. Often, we go to a jeweler and don’t understand the hidden charges. That’s why we have created this Live Gold Rate Calculator so that you can calculate your costs accurately and transparently.
Follow the simple steps below and instantly find out the correct price of your gold:
Step 1: Enter Today’s Gold Rate
First, enter the current price of 24K gold (price per 10 grams) in the “Today’s Gold Rate” box. You can easily find this rate in newspapers, news channels, or on the internet.
Step 2: Select Purity (Karat)
Not all jewelry is made of 24K (pure gold). Most jewelry is made of 22K or 18K gold.
1. If you are buying coins for investment, choose 24K.
2. If you are buying jewelry, usually select 22K.
Step 3: Select Weight and Unit
How much gold are you buying? Enter the weight in the “Weight” box. Next to it, select the unit from the “Unit” drop-down menu (Grams, Tola, or Ounce).
Step 4: Making Charges and GST
This is the most important part. When you get jewelry made, the jeweler charges you ‘Making Charges’.
1. Making Charges: This usually ranges from 10% to 25% depending on the design. We have set the default value to 12%, but you can change it.
2. GST: In India, a 3% GST is levied on gold jewelry, which is already set.
Step 5: Buy or Sell Mode
Are you buying gold or selling old gold?
1. Buying Mode: In this mode, making charges and GST will be added to the final price.
2. Selling Mode: When you sell gold, you don’t receive making charges and GST, and you often get a slightly lower price than the market rate. The calculator adjusts this automatically.
Step 6: Press the Calculate Button
After filling in all the details, simply click on the “Calculate Now” button. Below, you will get a complete breakdown of the value of pure gold, the making charges, and the GST.
Note: This calculator provides an estimate. There may be slight variations in rates across different cities and jewelers.
How the Gold Rate Calculator Works – Formula Explained
Here is the exact step-by-step formula used by every reputed jeweller and our calculator:
- Weight in grams = Entered weight × Conversion factor
(1 Tola = 11.664 g | 1 Ounce = 31.1035 g | 1 Kg = 1000 g) - Pure gold weight = Total weight in grams × Purity percentage
24K = 99.9% | 22K = 91.6% | 18K = 75% | 14K = 58.3% | 9K = 37.5% - Gold value = Pure gold weight × (Today’s rate per 10 grams ÷ 10)
- Making charges = Gold value × Making %
(Most jewellers charge 10–20% in 2025) - Subtotal = Gold value + Making charges
- GST (3%) = Subtotal × 0.03
- Final Amount = Subtotal + GST
For selling gold, the rate is reduced by 3–6% (our calculator uses 4% average deduction).
Real Example (22K, 20 grams, 12% making charges)
- Today’s 24K rate (10 grams) = ₹80,000
- Rate per gram = ₹8,000
- Weight = 20 grams
- Purity = 22K (91.6%)
- Pure gold = 20 × 0.916 = 18.32 grams
- Gold value = 18.32 × 8,000 = ₹1,46,560
- Making charges 12% = ₹17,587
- Subtotal = ₹1,64,147
- GST 3% = ₹4,924
- Final payable amount = ₹1,69,071
You can verify the same using the calculator above in 3 seconds!
Today’s Gold Rate in Major Cities (26 November 2025 – Indicative)
| City | 24K (per 10g) | 22K (per 10g) |
|---|---|---|
| Mumbai | ₹80,150 | ₹73,470 |
| Delhi | ₹80,300 | ₹73,600 |
| Chennai | ₹80,000 | ₹73,330 |
| Bangalore | ₹79,950 | ₹73,290 |
| Hyderabad | ₹80,100 | ₹73,420 |
| Kolkata | ₹80,200 | ₹73,520 |
| Ahmedabad | ₹80,050 | ₹73,380 |
*Rates change twice daily. Always check live rate before purchase.
Benefits of Using This Gold Rate Calculator
- 100% free & no registration
- Works on mobile, tablet, and desktop
- Supports 24K to 9K purity
- Includes making charges & GST
- Buy vs Sell mode
- Multiple units (gram, tola, ounce, kg)
- Instant breakdown of costs
Final Thoughts
A social buyer never makes a purchase without calculating. Consider: If you’re buying a 50-gram necklace or selling a 10-gram bangle, use a gold calculator that figures out GST and manufacturing charges. This way, you can negotiate more effectively and avoid overpaying.
Bookmark this page and use the calculator every time you plan to buy or sell gold. It’s fast, accurate, and completely free.
Have questions or want city-specific live rates? Drop a comment below – we reply within hours!
Frequently Asked Questions (FAQs)
Which gold karat is best for jewellery in India?
Most Indian families prefer 22K for wedding jewelry because it offers the best balance of purity and durability. However, 18K is popular for everyday wear and diamond jewelry. 9K and 14K are common in lightweight fashion jewelry.
Why do jewellers charge making charges?
Making charges cover the worker’s labor, design costs, wastage, and a small profit. If the piece is handmade, making charges can be as high as 25-30%, but if it’s machine-made or very lightweight, they may only be 8-12%, depending on how it’s made.
Is GST 3% on total bill or only on making charges?
When you buy new gold, your bill will be based on the gold price plus manufacturing charges. You pay 3% GST on this total amount. However, when you sell old gold, you don’t incur any GST.
Why is the selling rate lower than buying rate?
When selling gold, remember that jewelers never quote the pure market rate. They often charge 4-8% less to cover melting losses, refining costs, and profit.
Can I use this calculator for silver?
No, this is only for gold. We have a separate silver rate calculator if needed.